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Officer & new jobs listed for the day
A
Global bank, an established bank, get the best of both…
If
you are looking for a career that will provide you the excitement of working on
local challenges with access to global expertise and best international
practices join ING Vysya Bank.
Embark
on a journey to discover new oppoirtunities and make a difference!
Business
Unit – Retail Assets.
The
Bank has traditionally focused on Micro, Small and Medium Enterprise business,
partnering in their growth through decades. The Business Banking segment serves
the needs of business enterprises for both domestic and export credit
requirements. Apart from regular working capital facilities, the Bank also
offers structured products to cater to the needs of clients.
Job
Purpose:
Reach
Business goals through qualitative business, convert leads to business
opportunities, negotiating terms to meet client requirements within the broad
policy norms of the Bank and be the interface between the bank and the
client for the ARB segment.
Principal
Accountabilities of the Role:-
1.
Reach the Targets set for Business and Contribution.
Sourcing,
converting leads to Business, negotiation and Monitoring growth
He /
She should have thorough knowledge on the preparation of Credit proposals,
Credit administration, Credit risk, Credit Monitoring – Specifically ARB
Advances Portfolio.
Credit
Marketing and achieving given target.
Putting
up of proposals collecting all the requisite details to the appropriate
sanctioning authority.
Obtaining
proper documents and presenting the same to appropriate authorities (CAPU) for
clearance and disbursal of the loan / advances.
Adhering
to all the sanction terms & conditions, and closely monitoring the account.
Obtaining
of data from the customers, as per the sanction terms and putting up the same
to the appropriate authorities with their comments.
Attending
to RBA and other Inspections, Audit, RBI audits, and attending all their
queries.
Monthly
reporting the data to ARB Department: ROCO.
Claiming
subsidy and maintaining registers wherever applicable.
Participation
in BLBC / DCC meetings
Maintaining
Healthy portfolio
Monitoring,
periodical reviews/renewals of existing limits, Unit visits, discuss with
clients for suggesting corrective measures etc., for mutual benefit.
Periodical
inspection of securities / Unit Inspection, and reporting of the same to the
higher ups with observations if any.
2.
Cross selling
Provide
leads; suggest suitable products to ARB clients to improve contribution and
client base. I.e. Marketing of other services of IVBL & subsidiary services
of IVBL/IVL
3. Reduction of NPA
Recovery,
Monitoring, compromise through negotiations (or) resort to legal recourse.
4. Reach PSA, Agri and Weaker Section Goals
Identify
specific segments/activities to finance, which qualify for PSA, Agri and Weaker
sections.
5. Data integrity.
Ensure
data integrity and proper tagging of ARB assets.
Qualifications
Educational
Qualifications:
Graduate
in Agricultural sciences is preferred.Preferably in Agricultural Sciences like
Agri, Horti, Seri, Dairy, Veterinary sciences etc
Preferably
BE / B.Tech/ BCA
Relevant
Experience.
0-2
years at the branch level -front end.
Personal
Characteristics & Behaviors
Analytical.
Market
orientation
Aggressiveness
Decision
making ability and negotiating skills.
How to Apply? Apply Online
Apply Here By Choosing Multiple Job Codes
Warm Regards
HR Executive
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